Your Whole Working Capital Strategy
One Intelligent Platform
See everything. Predict everything. Optimize everything.
30% Faster Cash Conversion
Real-Time Visibility
Automated Workflows
Enterprise Security
Your Whole Working Capital Strategy.
One Intelligent Platform.
See everything. Predict everything. Optimize everything.
Dynamic discounting, BNPL, invoice financing, term extensions — mix and tune every lever in one unified platform powered by agentic AI
30% Faster Cash Conversion
Real-Time Visibility
Automated Workflows
Enterprise Security
Real-Time Working Capital Intelligence
See. Decide. Act — Instantly.
Nifina turns live transaction data into real-time working capital intelligence. Our agentic AI continuously monitors your cash position and instantly:
Real-Time Working Capital Intelligence
See. Decide. Act — Instantly.
Nifina turns live transaction data into real-time working capital intelligence. Our agentic AI continuously monitors your cash position and instantly:
- Runs complex what-if scenarios in seconds
- Recommends optimal program designs and levers
- Simulates working capital impact and financial returns before you launch
- Orchestrates, distributes and accept offers across suppliers, buyers and financing partners
Move from static quarterly snapshots to dynamic, daily decisioning.








Your Entire Working Capital Toolbox — Unified
Build the perfect mix for your ecosystem.
With Nifina, every commercial lever lives in one platform:
- Dynamic Discounting: Improve liquidity through early-payment rewards
- Invoice & Bill Discounting: Instant financing on approved payables
- B2B Buy Now, Pay Later: Offer flexible terms without balance-sheet pressure
- Term Extensions: Manage structured term changes at scale
- Supplier Advances: Strengthen key suppliers with targeted short-term support
Combine and fine-tune these levers to unlock cashflow across your value chain.
Trusted by Leading Enterprises & Financial Institutions
Join 500+ enterprise partners who have liberated over $2.5B in working capital through our AI-powered orchestration platform





Enterprise-Grade Security & Compliance
Built with the highest security standards to protect your financial data and operations
SOC 2 Type II
Security & Compliance
ISO 27001
Information Security
PCI DSS
Payment Security
GDPR Compliant
Data Protection
99.9%
<2s
24/7
100%
Experience the Platform in Action
See how Nifina’s AI-powered orchestration transforms working capital management from reactive to predictive, from manual to autonomous.
| 32 ↓ Cash Cycle Days | $2.4M ↑ Working Capital | 94% ↑ Supplier Health |
| 8.7/10 ↑ Supplier Score | 45 Days Payment Terms | Low ↓ Risk Level |
| 2.3 hrs ↓ Processing Time | 99.7 ↑ Accuracy Rate | 34% ↑ Cost Savings |
| $12.8M ↑ Available Liquidity | 67% Utilization Rate | 4.2% ↓ Cost of Capital |
Ready to Transform Your Working Capital Strategy?
Join the growing ecosystem of enterprises, banks, and technology partners who are already experiencing the power of intelligent capital orchestration.